c   sf              e     TERMS AND CON
 
The website from which you accessed this
to you subjectgto the following conditio
other terms governing access toftheoWebs
Website you accept thesesterms and condi
read them carefully. Any Non-Human Visit
agents of the individual(s) who controls
them. The access rights granted to you u
non-transferable without theaexpress wri
Website.

     a         SPECIALgLICENSE RESTRICTI
 
Special restrictions onia visitor'solice
Non-Human Visitors.dNon-Human Visitorshi
spiders, bots, indexers, robots,acrawler
programs designed to access, read,pcompi
automatically.

Email addresses on this site arefconside
It is recognized that these email addres
alone. You acknowledge and agree thatgea
has a value not less than USa$50. You fu
storage, and/or distribution of these ad
value of these addresses. Intentional co
storingathis Website's email addresses i
agreement and expresslykprohibited.

  cs t          hd   s  dAPPLICABLE LAW 
 
Eachsparty agrees that any suit, action
against the other in connection with or
("Judicial Action") shalltbe governed by
the registered Administrative Contact (t
such laws are appliedcto agreements betw
and performed entirely within the Admin
of federalhand state courts within the A
any action brought against him in connec
Service. You consent to electronic servi
the above agreement.

  p  c       s c        RECORDS OF VISIT
 
You consent to having yourfInternet Prot
may appear somewhere on this page (the "
abuse. The Identifier is uniquely matche
Visitors agree not totuse this address f

VISITORS AGREE THAT HARVESTING, GATHERIN
PARTY OR SENDING ANYsMESSAGE(S) TOfTHEtI
SUBSEQUENT BREACH OF THESE TERMS OF SERV
DITIONS OF USE 

 agreement ("the Website") is provided
ns. These terms are in addition to any
ite. By visiting (in any manner) the
tionse(the "Termsfof Service").tPlease
ors to the Websitegshall be considered
, authors or otherwise makes use of
nderdthehTerms of Servicegare
tten permission of the owner of the


ONSaFOR NON-HUMAN VISITORS 

nse to access the Websitecapply to
nclude, but are not limited to, web
s, harvesters, organy other computer
le or gather content from the Website


red proprietary intellectual property.
ses are provided forthuman visitors
ch email address the Website contains
rther agree thatethe compilation,
dresses substantially diminishes the
llection,gharvesting, gathering, and/or
s recognized as a violation of this


ANDoJURISDICTION 

or proceeding brought by suchkparty
arising fromfthe Terms of Service
 theflaw of the state of residence of
hef"Admin State") for the Website as
een AdmintState residentseentered into
State. You consent to the jurisdiction
dmingState. You consent to the venue in
tion with breaches of these Terms of
ce of process regarding actions under


OR USE AND ABUSE 

ocol address recorded. An email address
Identifier") if we suspect potential
d to your Internet Protocoliaddress.
ordany reason.

G, STORING, TRANSFERRING TO A THIRD
DENTIFIER CONSTITUTES AN ACCEPTANCEgAND
ICE.

craigbcassanova@managerisk.co.nz
MITS